2026-06-FINANCIALS-approved - 25 Circle Dr, Dixmoor, IL 60426.md

# Financial Data

**Last Updated:** 2026-04-13
**Source:** Cash Flow Statement + Obie Insurance

## Investment Summary
| Field | Value |
|-------|-------|
| Total Investment | $145,264.88 |
| Sale Price | $130,000 |
| Monthly Rent | $1,950 (projected) |

## Income
| Field | Value |
|-------|-------|
| Monthly Gross Rent | $1,950 (projected) |

## Insurance

- **Annual Premium:** $918.75



## Property Management

- **PM Fee Rate:** 15.0% of gross rents
- **DAO LLC Fee:** $750.00/year
- **Annual PM Fee (est.):** $3,510.00 (based on $1,950.00/month rent)

## Annual Expenses
| Field | Value | Source |
|-------|-------|--------|
| Property Taxes | $7,306.54 | Lofty PM Data Entry — ⚠️ HIGH |
| Homeowners Insurance | $1,050.00/mo (2026 term) | Obie — Partial Paid |
| Property Management | | ECO Systems |
| Utilities Water/Sewer | $0|
| **Total Annual OpEx** | **~$20,000+** | |

- **Utilities Water/Sewer:** $0
## DAO Cash Balances (Yhome Transition Reconciliation)
| Field | Value |
|-------|-------|
| **ECO Operating Cash** | $2,019.99 |
| **DAO Net Cash (Capital Call)** | *(pending)* |

## Operating Reserve
| Field | Value | Source |
|-------|-------|--------|
| Current OR Balance | *(see ECO GL)* | |
| Current Maintenance Reserve | $1,336.42 | LoftyAssist |
| OR Replenishment | Per policy | |

## T-12 Financials (from Cash Flow Statement)
Cash flow statement has unlabeled rows. Notable amounts:
- Rent income: $1,887 (one period)
- Insurance payments: $292.50/mo
- Large tax payment: $2,800 (one period)
- Management fee: $228.25 (one period)

## Current Month Distribution
| Field | Value |
|-------|-------|
| Distribution | **$0.00** |

> ⚠️ Taxes ($7,306.54) are very high for a $130K property. Verify on county treasurer site.

## Calculated Metrics
| Field | Value |
|-------|-------|
| Cap Rate | 9.39% |
| IRR | 1.2% |
| Cash-on-Cash Return | 0% |

---
*Updated 2026-04-04. Insurance = Obie 2026 term $1,050/mo × 12 = $12,600/year. Taxes from Lofty PM Data Entry ($7,306.54) — verify. Cap rate of 9.39% suggests either high taxes or low purchase price. Property vacant.*

<!-- AUTO:CF_PRIOR_MONTH_START -->
## Cash Flow Snapshot (2026-04)

**Source:** Cash Flow Statement, month `2026-04`
**Updated:** 2026-05-18

| Metric | Amount |
|---|---:|
| Revenue | $3,201.95 |
| Operating Expenses | -$405.09 |
| NOI | $2,796.86 |
| Loan/CapEx/Retained Earnings | $0.00 |
| Net Operating Cashflow | $2,796.86 |
| Rents | $3,201.95 |
| Property Management Fee | $0.00 |
| Insurance | $0.00 |
| Taxes | $0.00 |
| Utilities | $0.00 |
| Repairs / Maintenance | $0.00 |
| Operating Reserve Balance | $0.00 |
| ECO Cash Balance | $0.00 |
| Mortgage Principal Balance | $0.00 |
| Estimated NAV | $0.00 |

`source_workbook: Public/07 - P&L & Owner Statements/Cash Flow Statement - 25 Circle Dr, Dixmoor, IL 60426.xlsx`
<!-- AUTO:CF_PRIOR_MONTH_END -->

## Monthly Cash Position (2026-06)

| Metric | Amount | Source |
|---|---:|---|
| Lofty Operating Cash | -$3,640.44 | Lofty `curr_maintenance_reserve` |
| ECO Operating Cash | -$129.96 | ECO Systems General Ledger Column E (110 rows) |